Private Mortgages
Fast, Flexible Funding for Complex Financial Needs
When time is of the essence or traditional lending criteria create a barrier, Private Mortgages offer a vital alternative. Private lending is based primarily on the equity in your property rather than just your credit score or income history. We provide access to an exclusive network of private investors and mortgage investment corporations (MICs) to provide short-term capital when you need it most.
Speed of Funding
Private lenders can move much faster than institutional banks. In urgent situations, we can often secure an approval and fund the mortgage in a matter of days.
Equity-Based Underwriting
If you have significant equity in your home but a low credit score or unconventional income, private lending focuses on the asset’s value to get you the “yes” you need.
Interest-Only Payments
Most private mortgages are structured with interest-only payments, which keeps your monthly overhead low while you work on your long-term exit strategy.
Preparing For Your Future
A Strategic Bridge to Your Next Financial Milestone
Private lending is not a permanent debt solution; it is a strategic “bridge.” At Bluewater Financial, we don’t just secure the private funds—we build your Exit Strategy. Whether you are using the funds to stop a power of sale, pay off a tax lien, or finish a renovation, we create a plan to help you rebuild your credit or income profile so you can eventually transition back to lower-interest traditional lending. We provide the transparency you need regarding fees and terms so there are no surprises.
